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The median credit score (50% have a higher score and 50% less) in America is a 750 FICO score . Keep in mind that this would not be a revolving loan. That means you could not return the funds to the traditional IRA and then take the money back for another 60-day loan. As the IRS puts it, "Generally, if you make a tax-free rollover of any part of a distribution from a traditional IRA, you cannot, within a one-year period, make a tax-free rollover of any later distribution from that same IRA. You also cannot make a tax-free rollover of any amount distributed, within the same one-year period, from the IRA into which you made the tax-free rollover." So, you can take a short-term loan; just make sure you follow the rules and you should be fine. Should have been employed by your current organization or been involved in your business for a certain number of years When looking for this type of loan you want the best rates and terms possible, then we can help.
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