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For Arizona residents Prepare a killer business plan If loans are left unpaid past the maturity day, lenders may process the postmarked check or debit authorization, depending on which was collected. If the borrowerâs account declines the debit authorization or bounces the postmarked check, due to non-sufficient funds (NSF), the borrower will typically incur NSF charges to their account. Additionally, the lender may also impose a returned item fee plus collection charges on the loan.
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