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Do you need cash for an unexpected expense? Laws governing spot deliveries vary from state to state, Kukla says. In many cases, the standard sales contract contains language allowing the dealer to request that the car be returned within a certain time period if financing falls through. The loan borrower will need to meet some minimum requirements which include being 18 years or older, make at least $1000 dollars per month, have a steady job and have a checking account. The loan will be deposited into a checking account which is why that is one of the requirements. Loans For Bad Credit

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