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There are no hidden fees when dealing with the company. If you or a family member is in the military (active duty, Guard or Reserve), you can get up to 12 free financial counseling sessions per issue per year with Military OneSource . A few mortgage lenders, including GE Home Lending and Kensington Mortgages, have publicly said applicants who have used payday loans won't be accepted for a mortgage with them - even if they were fully repaid on time.
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While getting these loans used to mean a long drawn out process, this is no longer the case. Today's technology makes it possible to apply for these loans and even get approved from the comfort of your own home. Gone are the days of faxing paperwork or heading out to the storefront in traffic and weather. Everything can be done on your home computer and the funds are usually delivered within 24 to 48 hours. The process begins with just a short application. COLLECTIONS & DEFAULT: Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest. I have been in favor of using this lender for over two years, and since this piece was first written over one year ago the company has been growing steadily. It's not too uncommon to spot the Spotloan advertisements on your screen these days. And I don't mind. Get Real-Time Approval in Just Minutes
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