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The APR on a short term loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on in the loan request process. Latest Articles Direct payday loans with no teletrack are short-term loans usually given for a two- to four-week period of time, until the next paycheck arrives. Commonly, they are rather high-rate loans thus it is advisable to take them out with precaution, only on condition that one is absolutely sure he/she will afford to pay it back in full.
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