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You must be a citizen or permanent resident of the United States ****Loans are NOT available to residents of Arizona, Colorado, Georgia, Kansas, Massachusetts, Minnesota, New York, Oregon, Pennsylvania, Washington, West Virginia, Puerto Rico**** However, the new price cap will mean that if you take a loan, you won't ever pay back more than double the amount you borrowed. So, it's likely that to fit in with this cap, lenders won't allow you to roll your loan over more than one or two times anyway.