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If your loan will be paid back once a month instead of every two weeks, see the monthly calculator here . Whilst you can apply for up to R15 000, you might have a better chance of being approved with a bad credit rating for short term loans of lower amounts. Also, make sure you evaluate the interest rate of the short term loan to make sure that youre not overpaying based on your credit score – there will be a premium, but it still should be in line with what the South AFrican regulations allow. Do you just need a small advance against your pay to tide you over? * Once we get to know you we will increase your credit limit up to ÂŁ500 subject to affordability.
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* They understand that Lost of job, Divorce, Medical, etc. can happen to anyone and quickly lead to negative credit. Amount: How much money do you want to borrow? Why that particular amount? Term and you should have a clean credit history by avoiding such things as late loan repayments, defaulting loans or even being bankrupt. Big lending institutions always look at the credit history of the borrower to make sure that they lend out money to people with high capabilities of repaying their money. A bad credit history will disqualify the borrower from receiving long term loans or will result in very small amounts being offered.Long term loans for bad credit people are also available online but you need to prove them that you can pay back the amount then there is a chance for long term loans with bad credit score .
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