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A: Mostly students rely on loans to manage higher studies as it becoming very expensive. Realizing this need, the US Department of Education offers federal loans to such students. These loans are easy to avail as they do not need a cosigner and can be applied for simply by filling the FAFSA form given online. Direct Deposit Loan Requirements Money market funds: How they work Late/Partial Payments: If you do not pay the full amount of principal and interest by the agreed-upon payment date, you will likely be charged a new finance charge and payment date may be extended until your next pay date. This new finance charge may be a flat fee, or may be calculated by applying the proportionate amount of the finance charge to the unpaid loan amount. Review the late payment policy detailed in the loan documents provided to you by your lender before signing your e-signature, and thereby agreeing to the loan terms.
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