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So on December 22,2012 I got a call from them saying if I was going to make a payment I said I was under the impression that it was going to be done on the 1st January. The lady stated that I had not set-up a payment plan for the 1st of January I said yes I did for 175.00. She then said that they couldnt do something like that since it was to far out from the first call- I was like I dont think so. Anyway so now my account is past due and is a little over 1000.00. I am like thats just wrong- In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. Apply Now ! Other requirements may apply. APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 200% and 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
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