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You simply must pay your loan back from the the time your pay-check happens within the mail. Easy Approval, Fast & Secure Service. Apply Online Now. A: The only situation that qualifies for an emergency loan is if a student has for some reason run out of his previous financial aid and needs emergency funds to complete his remaining academic year. The first thing to do in such a situation is to first approach the school financial aid office, if they have the money to disperse as emergency loans they may grant it, but incase they don't have the necessary funds or the student does not qualify for one due to other reasons, it is then time to consider taking out a private student loan. These loans are easy to get but very difficult and expensive to pay back. So needs must be carefully assessed and options researched before taking out a private student loan.
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