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What are Guaranteed/Instant Approval Bad Credit Loans?: This is a different type of loan product that caters for immediate cash-flow requirements. The difference between this type of loan and regular bad credit loans is that the background checks are reduced substantially but a high level of security is required and the loan amount is often small. These types of loans often requires that the applicant has a steady job and write a check in advance for the loan amount plus interest before the cash is released to the applicant's account. It should be noted that these types of loans have higher interest rates to justify their short durations and small amounts. The application process for traditional financing from a bank can take a long time, and you often have to borrow more than you need, which can result in you spending more than you originally planned. The instantaneous nature of this entire process makes dealing with short term financial hardship much easier and more bearable not to mention quicker. When times are tough, who would not want to save time and stress searching for something that is possibly unattainable such as a traditional short term loan from a bank when you can spare yourself all of with effort and possible rejection by applying for payday loans with no credit check and have to opportunity to almost instantly be approved for a loan with the money quickly deposited into your bank account? It is the easiest solution to a difficult problem.
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A: There are many students facing the same problem of student loans, bad credit, no cosigner. It is best to check for federal loans as that is a safe option that does not require an impressive credit history or a cosigner. Fill the Free Application for Federal Student Aid or FAFSA online to see if you can get any federal loan. Current, valid home and work phone numbers Top 10 Personal Loans for People with Bad Credit
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