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Payday lenders usually charge a fee instead of an interest rate. Typically, a Đ100 loan for a month has a fee of around Đ25, so you need to repay Đ125. To put that in context, if you borrowed the same amount on a bog-standard credit card at 20% APR, then provided you didn't miss any repayments, it would cost Đ20 to borrow Đ100 for a YEAR - Đ5 LESS than payday lenders charge for just one month. After that, take the time to review the quote from your chosen company. Remember to review not only the interest rate, but also the total cost of the loan, the term, and any penalties/fees or conditions associated with it. If anything seems confusing, be sure to sync up with your provider to clarify any details. When you're ready, your funds will be electronically deposited into your bank, and you will most likely see the money shortly thereafter. Actual deposit times may vary by bank and lender. Your provider will let you know exactly when to expect the deposit. Make sure you're prepared to repay the balance plus any applicable fees on time, and enjoy the convenience and ease! The amount you finally get. Do check whether the bank is disbursing an amount that is sufficient after deducting overheads and additional expenses.