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The company wants to make sure that all its customers get approvals for their loans with no credit check applications as long as they fulfill some basic criteria like being an American citizen above 18, with a stable job & regular income and a valid checking account. Therefore a large network of genuine bad credit lenders allows loan approvals irrespective of how bad their credit scores may be they will find lenders willing to lend to them, at the rates they find acceptable. Therefore, people are able to access the funds they need without having to run around looking for and comparing offers, or completes complicated formalities and pay upfront charges to apply for the loans. All this comes without any obligation and people do not pay anything at all if they do not like an offer and reject the same. [link widoczny dla zalogowanych] In Canada, there have been legal cases against payday loan firms. On August 14, 2006, the Supreme Court of British Columbia issued its decision in a class action lawsuit against A OK Payday Loans. A OK charged its customers 21% interest, as well as an administration fee of $9.50 for every $50.00 borrowed. In addition a deferral fee of $25.00 for every $100.00 was charged if a customer wanted to delay payment. The judge ruled that the processing and deferral fees were interest, and that A OK was charging its customers a criminal rate of interest. The payout as a result of this decision is expected to be several million dollars. The British Columbia Court of Appeal unanimously affirmed this decision. This demonstrates that payday loan companies need to operate carefully as provincial governments are trying to crack down on them across the country. We know you donât want to waste your time wondering whether youâll get the cash you need. Thatâs why weâve made applying at âCashNet.comâ is so easy. In just minutes youâll know if you qualify through our automated pre-qualification process.

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